The earlier you start the better… if you choose to invest in pension funds, your money will have longer to grow and may see better returns in the future. The most attractive reason for starting early, for me at least, is the possibility of retiring younger.
Sarina lays out some of her favourite ways to save money from avoiding purchases that are just an outright scam like branded ibuprofen to finding the perfect outfit at a fraction of the price.
In her new column, Sarina Chandaria gives you her guide on how to take control of your personal finances, starting with top tips for effective budgeting.